Best Account-To-Account (A2A) Payments Infrastructure Companies

Visa (NYSE: V) focuses on digital payments, operating within the financial services industry. The company's main services include facilitating transactions between consumers, merchants, financial institutions, and government entities, essentially enabling individuals and businesses to make and receive payments digitally. Visa serves the e-commerce industry, financial institutions, and government entities. It was founded in 1958 and is based in San Francisco, California.

Stripe operates as a technology company that specializes in online payment processing and financial infrastructure for Internet businesses. The company provides a suite of products that enable businesses to accept payments, manage billing and subscriptions, handle in-person transactions, and integrate various financial services into their operations. Its platform is designed to support startups, enterprises, and everything in between with scalable, API-driven solutions. Stripe was formerly known as DevPayments. It was founded in 2010 and is based in South San Francisco, California.

GoCardless specializes in online payment processing solutions. The company offers services to facilitate direct bank payments, including instant one-off payments, automated recurring payments, and access to bank account data for businesses. GoCardless primarily serves businesses looking to streamline their payment collection and reconciliation processes. It was founded in 2011 and is based in London, United Kingdom.

Adyen is a financial technology platform that offers end-to-end payment solutions, data-driven insights, and financial products for businesses. The company provides services that enable merchants to accept payments, manage fraud, and integrate payment data across online and offline channels. Adyen's platform is designed to support businesses in optimizing their financial operations and increasing automation with its banking infrastructure. It was founded in 2006 and is based in Amsterdam, Netherlands.

Banked is a financial technology company specializing in real-time payments for consumers, businesses, and banks within the fintech sector. The company offers a suite of products that facilitate fast, secure, and simple account-to-account payments, including a modular checkout solution, payment links, and QR codes, as well as services for payouts, refunds, and fraud management. Banked's solutions are designed to improve payment security, enhance business efficiency, and reduce costs associated with traditional payment methods. Banked was formerly known as StudioH67. It was founded in 2018 and is based in London, England.

Block focuses on economic empowerment services. Its main services include financial transactions, digital payments, and providing support and guidance at the corporate level across various business groups. The company primarily serves the financial technology industry. Block was formerly known as Square. It was founded in 2009 and is based in San Francisco, California.

Buckzy Payments Inc. is a company that focuses on transforming cross-border payments and financial services, operating within the fintech industry. The company offers a real-time cross-border payment network and Banking-as-a-Service on an embedded finance platform, providing tools and services such as account verification, card issuing and acquiring services, and multi-currency accounts. Buckzy primarily serves financial institutions, fintechs, ecommerce marketplaces, and multinational companies. It was founded in 2018 and is based in Toronto, Ontario.

Dwolla is a financial technology company. The company provides sophisticated account-to-account payment solutions to innovative organizations. It was founded in 2008 and is based in Des Moines, Iowa.

Fiserv operates as a global financial technology and payments company. The company provides solutions for banking, global commerce, merchant acquisition, billing and payments, and point-of-sale. It helps businesses to accept payments, and manage their finances. It offers solutions for financial institutions, the public sector, large and small enterprises, and more. It was founded in 1984 and is based in Milwaukee, Wisconsin.

Melio develops accounts payable solutions. The company offers services that allow businesses to pay their bills, send invoices, and receive payments online, as well as make international payments and automate their bill pay process. Its accountant dashboard enables integrations, team management, easy bill capture, and more. It primarily serves the business-to-business (B2B) payments in logistics, healthcare, construction, non-profit, and retail industries. It was founded in 2018 and is based in New York, New York.

Modulr is a financial technology company specializing in embedded payments within the fintech sector. The company offers a platform that enables businesses to integrate payment processing, account management, and card issuance into their own systems. Modulr's services cater to a variety of sectors including travel, lending, merchant services, and investment management. It was founded in 2015 and is based in London, England.

PayPal operates as a financial technology company. It specializes in digital payment solutions. The company offers a range of services including digital wallets, money management, peer-to-peer transfers, merchant payment processing, and credit products. PayPal caters to individual consumers, small businesses, and large enterprises with tailored payment and financial services. PayPal was formerly known as X.Com. It was founded in 1998 and is based in San Jose, California.

Token.io specializes in A2A payment infrastructure within the financial technology sector. The company offers solutions for initiating instant bank payments, managing recurring payments, and handling virtual accounts, all designed to facilitate smoother and more secure financial transactions. Token.io primarily serves payment providers, banks, and merchants looking to integrate advanced payment methods into their services. Token.io was formerly known as Token. It was founded in 2015 and is based in London, England.

TrueLayer provides an open banking platform, specializing in the financial technology sector. The company provides solutions for instant bank payments, verified payouts, and streamlined user onboarding, leveraging real-time financial and identity data. TrueLayer primarily serves businesses in the ecommerce, iGaming, financial services, and cryptocurrency sectors. TrueLayer was formerly known as Finport. It was founded in 2016 and is based in London, England.

Volt focuses on the development of real-time payment solutions, operating within the financial technology sector. The company offers a platform enabling instant notifications, real-time reporting, fraud prevention, payment tracking, unified commerce, customer bank account verification, and conversion of card payments into open banking payments. Volt primarily serves the e-commerce industry. It was founded in 2019 and is based in London, United Kingdom.