Aug 31, 2024

0 comments Chief Minister of Punjab Maryam Nawaz On August 21, 2024, he announced the launch of ‘Apni Chhat Apna Ghar Scheme’ in the province where loans of Rs.15 lakh will be provided to people for house construction. Government punjab Three models will be introduced under this program, one of which has been launched. Model One and Model Two have yet to be launched, but documentation for these models has been completed. Model one: Under Model One, houses or apartments will be built by developers on government land. Developers own the house construction They will also be responsible for providing roads and other facilities. In exchange for the state land, developers will pay for the construction of all homes and other structures. The price and installments of these houses will be fixed by the government while the government will not give any subsidy. Model two: According to this model, houses will be developed in private housing companies. The Punjab government will streamline the approval process by implementing a single-window mechanism, ensuring that the timelines for issuing NOCs from each department are strictly adhered to. The developer will provide affordable housing of size, design and price determined by the Punjab Housing and Town Planning Agency. After receiving the advance payment from the allottee and the subsidy of Rs 1 crore from the government, the possession of the constructed units will be handed over by the developer to the allottee. The house amount will be paid to the developer in monthly installments over five years. Model three: This model has been launched and under it, the citizens of Punjab will be provided interest-free loans of Rs.15 lakh, which will be repaid over a period of seven years. This amount will be received from the government in installments. Loan Eligibility: The citizen borrower should be a head of household as per NADRA register and a permanent citizen of Punjab as per identity card. This section contains related landmarks (Related Nodes field). The applicant should be the sole owner of land of five marla or less in urban areas and maximum 10 marla in rural areas. The applicant should not have any criminal record such as convictions for anti-state, anti-social activities and heinous crimes, etc. The applicant must not be in default with any financial institution/bank etc. The applicant must be registered in the National Socioeconomic Register. Can you build a house in 15 lakh? The price of home building materials can vary in different regions. Likewise, the types and quality of this material are also different and are called categories A, B and C. There is a feature on zeamin.com to estimate home construction. Urdu Independent tried to find out how much it costs to build a three marla house in Lahore. Independent Urdu has selected three types of house construction and a building area of ​​1,215 square feet that includes a bedroom, bathroom, kitchen, living room and a lounge. The total estimate for the construction of this house is 57 lakh 14 thousand according to Zameen.com, out of which 26 lakh 69 thousand will be spent on the grey structure and 24 lakh 43 thousand on finishing. The labor cost for the construction of this house can go up to six lakhs. If this cost is further divided, the cost of foundation and structure is 26 lakh 48 thousand of which 15 lakh 45 thousand can be spent on bricks, cement and gravel. The cost of labor can be 492,000. It is estimated that Rs 5 lakh 24 thousand will be spent on plumbing, Rs 6 lakh 21 thousand on electrical work, Rs 17 lakh 58 thousand on carpentry and Rs 1 lakh 63 thousand on kitchen and bathroom. #Apna #Chhat #Apna #Ghar #Scheme #Build #House #Lakh 2024-08-31 15:11:05 August 31, 2024