Atom Bank
Founded Year
2014Stage
Series H | AliveTotal Raised
$902.4MValuation
$0000Last Raised
$121.28M | 1 yr agoRevenue
$0000Mosaic Score The Mosaic Score is an algorithm that measures the overall financial health and market potential of private companies.
-12 points in the past 30 days
About Atom Bank
Atom Bank is a financial institution that provides an online banking platform focusing on personal and business banking services. The company offers savings accounts, residential and commercial mortgages, and business loans. It primarily serves individuals looking for savings options and businesses seeking financing solutions. Atom Bank was founded in 2014 and is based in Durham, United Kingdom.
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Research containing Atom Bank
Get data-driven expert analysis from the CB Insights Intelligence Unit.
CB Insights Intelligence Analysts have mentioned Atom Bank in 3 CB Insights research briefs, most recently on May 2, 2023.
Expert Collections containing Atom Bank
Expert Collections are analyst-curated lists that highlight the companies you need to know in the most important technology spaces.
Atom Bank is included in 6 Expert Collections, including Mortgage Tech.
Mortgage Tech
218 items
Companies here streamline and digitize the mortgage lending process. Collection includes direct lenders, mortgage brokers, process optimization technologies for lenders, as well as tools that support borrowers throughout the search and application phases.
Real Estate Tech
2,790 items
Startups in the space cover the residential and commercial real estate space. Categories include buying, selling and investing in real estate (iBuyers, marketplaces, investment/crowdfunding platforms), and property management, insurance, mortgage, construction, and more.
Fintech 100
498 items
250 of the most promising private companies applying a mix of software and technology to transform the financial services industry.
SMB Fintech
1,231 items
Fintech
13,396 items
Excludes US-based companies
Digital Banking
1,008 items
Challenger bank offer digitally native banking products (checking and savings account at the most basic) and either leverage partner banks or are fully-licensed banks themselves.
Atom Bank Patents
Atom Bank has filed 1 patent.
Application Date | Grant Date | Title | Related Topics | Status |
|---|---|---|---|---|
12/23/2016 | Java platform, Web frameworks, Free software application servers, Computer security, Freeware | Application |
Application Date | 12/23/2016 |
|---|---|
Grant Date | |
Title | |
Related Topics | Java platform, Web frameworks, Free software application servers, Computer security, Freeware |
Status | Application |
Latest Atom Bank News
Sep 13, 2024
Average fixed mortgage rates continued to fall this week as more than a dozen lenders cut prices, Moneyfacts’ latest rate watch indicated. Among the larger lenders to make reductions were TSB who cut fixed rate prices by up to 0.40%, Virgin Money who applied decreases of up to 0.30%, NatWest dropped rates by up to 0.19% and both HSBC and Halifax reduced their fixed rate costs by up to 0.15%. Building societies were also active with rate cuts, including Nationwide who applied cuts of up to 0.25%, the Melton by up to 0.30%, Cumberland Building Society by up to 0.20% and Suffolk Building Society by up to 0.20%,. The West Brom cut fixed rate prices by up to 0.20%, Vernon Building Society by up to 0.30%, Leek Building Society by up to 0.18% and Principality Building Society by up to 0.10%. Other lenders that reduced rates included Clydesdale Bank by up to 0.39%, TSB by up to 0.35%, MPowered Mortgages by up to 0.27%, The Co-operative Bank by up to 0.09%, Vida Home loans by up to 0.30% and Atom Bank by up to 0.30% on its ‘near prime’ range. Moneyfacts finance expert Rachel Springall says: “It is encouraging to see another week of fixed rate cuts, as lenders pass lower borrowing costs onto new customers. The market has gradually passed on lower borrowing costs to new applicants, and the mortgage market has been more active in the aftermath of the summer holidays. With the Bank of England base rate decision day next week, the expectations for a cut among economists is unlikely. Borrowers looking for a new deal would be wise to review the latest deals eligible to them with an independent broker.” 2024-09-13
Atom Bank Frequently Asked Questions (FAQ)
When was Atom Bank founded?
Atom Bank was founded in 2014.
Where is Atom Bank's headquarters?
Atom Bank's headquarters is located at Aykley Heads , Durham.
What is Atom Bank's latest funding round?
Atom Bank's latest funding round is Series H.
How much did Atom Bank raise?
Atom Bank raised a total of $902.4M.
Who are the investors of Atom Bank?
Investors of Atom Bank include Toscafund Asset Management, BBVA, Infinity Investment Partners, BBVA New Digital Ventures, Tech Nation Fintech and 13 more.
Who are Atom Bank's competitors?
Competitors of Atom Bank include Tide, Molo, Monzo, Allica Bank, Perenna and 7 more.
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Compare Atom Bank to Competitors
Starling Bank is a digital bank focused on providing a range of banking services within the financial sector. The company offers personal and business banking solutions, including current accounts, overdrafts, loans, and money transfer services, all accessible through an intuitive mobile app. Starling Bank primarily serves individuals and businesses looking for modern, mobile-first banking experiences. It was founded in 2014 and is based in London, England.
Bancacao is a developer of banking products. The company's Tzune is a digital financial services platform that offers fair, contactless, and personal solutions.
N26 provides a mobile banking platform. It gives customers a solution to control finances. The company allows users to open an N26 account directly from their phone or computer. It also offers insights into spending habits. The company was founded in 2013 and is based in Berlin, Germany.
Monzo operates a digital banking platform focused on personal finance management. The company offers personal and joint accounts, allowing users to track income, manage spending, and save money through an integrated mobile app. Monzo primarily serves individuals looking for an easy-to-use banking solution. Monzo was formerly known as Mondo. It was founded in 2015 and is based in London, United Kingdom.
Tandem Bank is a digital bank offering mortgages, credit cards, and savings products in the UK. It supports its consumers transitioning into carbon-neutral lifestyles with products such as green home improvement loans, EV motor financing, and EPC discount mortgages, specializing in savings, lending, and green consumer finance. The company was founded in 2013 and is based in Blackpool, United Kingdom.
Shawbrook Bank is a specialist bank focusing on savings and lending in the financial services industry. The company offers a broad range of products including personal loans, residential and commercial mortgages, business finance, and savings products. Shawbrook primarily serves real estate professionals, small and medium-sized enterprises (SMEs), and individual consumers. Shawbrook Bank was formerly known as Whiteaway Laidlaw Bank. It was founded in 2011 and is based in Brentwood, England.
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