Best Banking-As-A-Service (BaaS) Companies

FIS (NYSE: FIS) operates as a financial technology company. It offers a range of solutions such as managing customer communications, managing cash flow and capital, optimizing operations, controlling risk, and more. The company serves retail, healthcare, financial institutions, and other industries. It was formerly known as Systematics. It was founded in 1968 and is based in Jacksonville, Florida.

BBVA is a financial institution focused on providing digital banking services within the banking and financial services industry. The company offers a range of products including retail and corporate banking, asset management, and investment solutions designed to meet the needs of individual consumers, small and medium-sized enterprises (SMEs), and large corporations. BBVA also emphasizes sustainable financing and financial technology innovation as part of its service offerings. It was founded in 1857 and is based in Bilbao, Spain. BBVA operates as a subsidiary of PNC Financial Services Group.

Stripe operates as a technology company that specializes in online payment processing and financial infrastructure for Internet businesses. The company provides a suite of products that enable businesses to accept payments, manage billing and subscriptions, handle in-person transactions, and integrate various financial services into their operations. Its platform is designed to support startups, enterprises, and everything in between with scalable, API-driven solutions. Stripe was formerly known as DevPayments. It was founded in 2010 and is based in South San Francisco, California.

Fiserv operates as a global financial technology and payments company. The company provides solutions for banking, global commerce, merchant acquisition, billing and payments, and point-of-sale. It helps businesses to accept payments, and manage their finances. It offers solutions for financial institutions, the public sector, large and small enterprises, and more. It was founded in 1984 and is based in Milwaukee, Wisconsin.

ClearBank is a financial technology company that operates in the banking sector. The company provides a cloud-based API that enables financial institutions to offer their customers fully regulated banking infrastructure and real-time clearing access. ClearBank primarily serves fintechs, crypto platforms, banks, and credit unions. ClearBank was formerly known as CB Infrastructure Limited. It was founded in 2014 and is based in Bristol, England.

Cross River operates as a financial services organization. It focuses on regulatory compliance and consumer protection to offer secure, application programming interface (API)-based banking platforms and products encompassing lending, and more. It was founded in 2008 and is based in Fort Lee, New Jersey.

Finastra provides a range of financial services, treasury, lending, and banking software solutions. The company offers a wide range of services including lending and corporate banking, payments, treasury and capital markets, universal banking, and investment management. It primarily serves the financial technology industry. It was founded in 2017 and is based in London, United Kingdom.

Finzly provides banking solutions in the financial technology sector. The company offers a range of services including modern payment processing, embedded banking through APIs, international banking platforms, and digital banking experiences. Finzly primarily sells to financial institutions and platform providers. Finzly was formerly known as SwapsTech. The company was founded in 2012 and is based in Charlotte, North Carolina.

Green Dot is a financial technology company that specializes in personal banking and payment solutions within the financial services sector. The company offers a variety of products including mobile bank accounts, debit cards, and prepaid cards designed to provide consumers with secure and convenient access to their funds. Green Dot's flagship product, GO2bank, is a digital banking platform aimed at improving financial health for consumers through accessible mobile banking services. It was founded in 1999 and is based in West Chester, Ohio.

Marqeta specializes in modern card issuing and payment solutions within the financial technology sector. The company offers a platform that enables businesses to issue debit, credit, and prepaid cards, as well as integrate digital wallets and tokenization, with a focus on dynamic spend controls and Just-in-Time funding. Marqeta's services cater to various sectors including digital banking, online marketplaces, and on-demand services. It was founded in 2010 and is based in Oakland, California.

Solaris is a technology company specializing in embedded finance solutions within the banking sector. The company provides a banking-as-a-Service platform that enables businesses to integrate digital banking, payment, and lending services into their products. Solaris primarily serves industries that require embedded financial services, such as the travel and mobility sectors. Solaris was formerly known as Solarisbank. It was founded in 2016 and is based in Berlin, Germany.

Starling Bank is a digital bank focused on providing a range of banking services within the financial sector. The company offers personal and business banking solutions, including current accounts, overdrafts, loans, and money transfer services, all accessible through an intuitive mobile app. Starling Bank primarily serves individuals and businesses looking for modern, mobile-first banking experiences. It was founded in 2014 and is based in London, England.

Synctera provides partnerships between community banks and fintech companies through a two-sided marketplace. It offers business-to-business (B2B) transactions, business-to-consumer (B2C) transactions, wealth management, and investing, services for nonprofits, cannabis banking, and more. It serves individuals, enterprises, and banks. It was founded in 2020 and is based in Palo Alto, California.

Treasury Prime is an embedded banking platform that specializes in connecting businesses with a network of banks and financial service providers. Their main offerings include API banking integrations that enable companies to develop and launch financial products such as FDIC insured accounts, payment processing solutions, and debit card issuance. Treasury Prime's platform is designed to support compliance program integration and multi-bank operations, facilitating the creation of investment vehicles and instant payout ecosystems for various industries. It was founded in 2017 and is based in San Francisco, California.

Unit develops financial infrastructure for banking and lending solutions. The company offers a platform that enables technology companies to build banking and lending products, including features such as bank accounts, physical and virtual cards, payments, and lending services. Its dashboard and suite of application programming interface (API), software development kit (SDK), and white-labeled user interface (UI) enable developers to build financial features into their products. It was founded in 2019 and is based in New York, New York.