Best Buy Now Pay Later (BNPL) — B2B Payments Companies

PayPal operates as a financial technology company. It specializes in digital payment solutions. The company offers a range of services including digital wallets, money management, peer-to-peer transfers, merchant payment processing, and credit products. PayPal caters to individual consumers, small businesses, and large enterprises with tailored payment and financial services. PayPal was formerly known as X.Com. It was founded in 1998 and is based in San Jose, California.

Hokodo specializes in B2B (business-to-business) payment solutions, offering a digital platform for trade credit and financing services within various industries. The company provides credit terms to businesses, enabling a frictionless checkout experience and real-time credit decision-making. Hokodo's solutions cater to sectors such as B2B marketplaces, food and beverages, agriculture, industrial supplies, construction and building materials, freight and logistics, freelance and workplace management, and corporate travel. It was founded in 2018 and is based in London, United Kingdom.

Amount develops digital banking and financial technology solutions. The company offers a suite of products and services that enable financial institutions to provide mobile banking experiences, including swift loan approval, automated account origination, and flexible payment solutions. Its primary customers are financial institutions and their merchant partners. It was founded in 2014 and is based in Chicago, Illinois.

Balance is a company that specializes in B2B payment technology within the fintech industry. The company offers a range of services including digital trade credit, B2B payments, and accounts receivable management, all aimed at facilitating and managing business transactions digitally. Balance primarily serves the ecommerce industry, tech teams, and business leaders. It was founded in 2020 and is based in San Francisco, California.

Billie is a leading provider of Buy Now, Pay Later (BNPL) payment methods for the B2B sector, offering innovative digital payment services. The company's main offerings include modern checkout solutions that enable businesses to pay and get paid on their terms, with features such as upfront payment for sellers and flexible payment terms for buyers. Billie's services cater to a variety of sectors, including e-commerce, telesales, and in-person sales channels. It was founded in 2016 and is based in Berlin, Germany.

Credit Key specializes in providing B2B credit solutions within the financial services sector. The company offers instant business credit at the point of purchase, enabling merchants to increase revenue and improve cash flow by providing their customers with flexible payment options such as Net Terms and Pay Over Time. Credit Key primarily serves the eCommerce industry, offering a standalone module that integrates with various shopping cart platforms to facilitate real-time credit decisions and financing. It was founded in 2015 and is based in Los Angeles, California.

Jifiti is a fintech company that operates in the financial services industry. The company provides white-labeled embedded lending solutions for banks, lenders, and merchants, enabling them to deploy and scale consumer and business financing programs at any point of sale. These services primarily cater to the retail finance and consumer finance sectors. It was founded in 2011 and is based in Columbus, Ohio.

Mondu's solution enables merchants and marketplaces to offer their business customers the most popular B2B payment methods and flexible payment terms in a multi-channel setting, both online and offline. It empowers business customers to purchase and pay when they want, which translates to a higher conversion rate and average order value, and drives growth for merchants and marketplaces. Mondu was founded in 2021 and is based in Berlin, Germany.

Ratio is a FinTech company that focuses on providing financial solutions for SaaS and technology companies. The company's main offerings include a buy-now-pay-later payment and checkout product, and an upfront capital solution that allows companies to leverage their portfolio of contracts for growth or working capital. These services primarily cater to the SaaS and recurring revenue companies. It was founded in 2021 and is based in San Mateo, California.

Resolve specializes in digitizing and streamlining B2B sales processes within the financial technology sector. The company offers an end-to-end solution for net terms, including credit checks, invoice financing, accounts receivable automation, and payment processing. Resolve primarily serves manufacturers, wholesalers, and distributors looking to enhance their B2B sales and financial workflows. It was founded in 2018 and is based in San Francisco, California.

Slope specializes in B2B workflow automation within the financial technology sector. The company offers solutions for online payment processing, flexible payment terms, and automates the entire order-to-cash cycle using its software and APIs. Slope primarily caters to businesses looking to streamline their financial operations and payment systems. It was founded in 2021 and is based in San Francisco, California.

Tino offers a business-to-business (B2B) buy now, pay later services. It allows sellers such as industries and commercial vendors to grant credit while minimizing default risk. It also allows buyers or merchants to access credit to buy inventory from their suppliers. The company was formerly known as TruePay. It was founded in 2020 and is based in Sao Paulo, Brazil.

TreviPay is a company that focuses on providing global B2B payments and invoicing services within the financial technology sector. The company offers a range of services including branded payment methods for business commerce, global invoicing, trade credit, managed receivables, and fraud and risk management. TreviPay primarily serves sectors such as manufacturing, retail, and transportation. It was founded in 1978 and is based in Overland Park, Kansas.

Two specializes in B2B Buy Now Pay Later (BNPL) payment solutions within the e-commerce sector. The company offers services that enable merchants to provide high net term credit limits, manage credit and fraud risks, and streamline the checkout process for business customers. Two's solutions cater to various sectors including construction, wholesale, B2B marketplaces, and SaaS. Two was formerly known as Tillit. It was founded in 2020 and is based in Oslo, Norway.

Xepelin is a company that focuses on providing digital financial solutions in the business sector. The company offers services that facilitate access to liquidity and centralize financial information, enabling businesses to manage their finances more efficiently. They provide a platform for real-time payments, allowing businesses to pay their obligations, access financing, and organize their finances all in one place. It was founded in 2019 and is based in Las Condes, Chile.