Insurance / Life Insurance TechP&C Insurance Tech

Best Embedded Insurance Infrastructure Companies

EXECUTION STRENGTH ➡MARKET STRENGTH ➡LEADERHIGHFLIEROUTPERFORMERCHALLENGER

What is Embedded Insurance Infrastructure?

The embedded insurance infrastructure market consists of tech vendors that offer products to enable insurance sales on third-party platforms via APIs (application programming interfaces). These companies sell their products to insurance providers or third-party platforms. Some embedded insurance infrastructure providers may also provide insurance (as a licensed carrier, managing general agent, or broker). Some companies in this market may also offer white-label capabilities, meaning the insurance provider or third-party platform holds the product branding.

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Top Embedded Insurance Infrastructure Companies

Qover logo
Qover

Belgium / Founded Year: 2016

Qover specializes in insurance orchestration within the insurance sector. The company offers a platform-as-a-service to enable businesses to integrate insurance services into their digital experiences, including claims management and customer support. Qover primarily serves sectors that require integrated insurance solutions, such as fintech, automotive, retail, and the gig economy. It was founded in 2016 and is based in Brussels, Belgium.

Known Partners

Yonder, ZEEKR, Lydia, and 2 more

Known Customers

ZEEKR, Helvetia Group, Revolut, and 2 more

Key People

Jean-Charles Velge, Quentin Colmant, Johannes Hertz, and 2 more

Matic logo
Matic

United States / Founded Year: 0000

Matic is a digital insurance agency focusing on integrating insurance within the home and auto ownership experience in the insurance industry. The company offers a digital marketplace where customers can compare quotes from insurance carriers for home, auto, life, umbrella, pet, and jewelry insurance. Matic's platform caters to the insurance buying process, providing a neutral comparison of policies and assisting customers in finalizing their insurance coverage. It was founded in 2014 and is based in Columbus, Ohio.

Known Partners

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Known Customers

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Key People

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Igloo logo
Igloo

Singapore / Founded Year: 0000

Igloo operates in the insurance sector. It offers a range of insurance services, including auto, cyber security, personal accident, mobile phone, e-commerce purchase protection, and more. Igloo primarily serves the ecommerce industry, providing insurance solutions for platform partners and insurers. It was formerly known as Axinan. The company was founded in 2016 and is based in Singapore.

Known Partners

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Known Customers

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Key People

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Cover Genius logo
Cover Genius

United States / Founded Year: 0000

Cover Genius is the insurtech company specializing in embedded protection for various industries. It main offerings include a global distribution platform, XCover, which provides seamless insurance and protection services, and an API that enables instant claims payments in over 90 currencies. It primarily serve sectors such as retail, fintech, logistics, mobility and auto, gig economy, travel, property, and live event ticketing. It was founded in 2014 and is based in New York, New York.

Known Partners

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Known Customers

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Key People

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Boost logo
Boost

United States / Founded Year: 0000

Boost is a company that focuses on providing digital insurance solutions in the insurance technology sector. It offers a digital insurance platform that provides compliance, capital, and technology infrastructure for insurance technology companies, MGAs, and embedded insurance. it primarily sells to the insurance technology industry, as well as to MGAs, brokers, agents, and embedded insurance platforms. The company was founded in 2017 and is based in New York, New York.

Known Partners

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Key People

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Bolttech logo
Bolttech

Singapore / Founded Year: 0000

Bolttech is an international insurtech company focused on creating a technology-enabled ecosystem for protection and insurance within the financial sector. The company's main offerings include a global insurance exchange platform that connects insurers, distributors, and customers, facilitating the purchase and sale of insurance and protection products. Bolttech primarily serves businesses across various sectors looking to integrate insurance solutions into their customer journeys, such as telecommunications, retail, e-commerce, real estate, and financial services. Bolttech was formerly known as EdirectInsure Group. It was founded in 2015 and is based in Singapore.

Known Partners

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Known Customers

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Key People

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All Companies in Embedded Insurance Infrastructure

Bestow logo
Bestow

United States / Founded Year: 0000

Bestow operates as an insurance technology company and develops products and software for insurance companies. It provides an application programming interface (API) enabling partners to offer life insurance coverage to customers. The company was formerly known as Coverlife. It was founded in 2017 and is based in Dallas, Texas.

Known Partners

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Known Customers

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Key People

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CoverGo logo
CoverGo

United States / Founded Year: 0000

CoverGo develops a no-code insurance platform in insurance technology. The company offers a configurable platform that enables insurance companies to manage their operations, build and launch insurance products, enable omnichannel distribution, and manage policies and claims. Its platform facilitates CoverGo for health, CoverGo for property and casualty, and CoverGo for life. It primarily serves the insurance industry. It was founded in 2016 and is based in New York, New York.

Known Partners

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Known Customers

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Key People

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Covr Financial Technologies logo
Covr Financial Technologies

United States / Founded Year: 0000

Covr Financial Technologies focuses on simplifying insurance through digital platforms. The company offers artificial intelligence (AI)- guided insurance platforms for consumers and financial advisors, providing services such as digital life, long-term care, disability, and specialty insurance sales. The platforms allow users to compare and choose from competitive rates from multiple carriers. It was founded in 2016 and is based in Boise, Idaho.

Known Partners

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Known Customers

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Key People

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ELEMENT logo
ELEMENT

Germany / Founded Year: 0000

ELEMENT specializes in white-label insurance products and technology solutions for the insurance sector. The company offers a platform for insurance solutions, including policy and claims administration. ELEMENT primarily serves intermediaries, insurers, and enterprises across the B2B2X value chain. It was founded in 2017 and is based in Berlin, Germany.

Known Partners

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Key People

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Peak3 logo
Peak3

Singapore / Founded Year: 0000

Peak3 provides global insurance services specializing in digital solutions for the insurance industry. It offers a cloud-based platform that provides core system modernization, distribution channel solutions, and AI-driven analytics to insurers, MGAs, and insurance intermediaries. Its solutions cater to operational management, and accelerate product innovation and customer experiences. It was formerly known as ZA Tech and changed its name to Peak3 in June 2024. The company was founded in 2018 and is based in Singapore.

Known Partners

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Known Customers

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Key People

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Pula logo
Pula

Switzerland / Founded Year: 0000

Pula is an agricultural insurance and technology company that specializes in providing risk management solutions for smallholder farmers. The company offers crop insurance, livestock insurance, and digital products designed to mitigate yield risks and enhance farming practices. It serves the agricultural sector. It was founded in 2015 and is based in Mollis, Switzerland.

Known Partners

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Key People

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REIN logo
REIN

United States / Founded Year: 0000

REIN specializes in providing insurance experiences and operates within the insurance sector. The company offers a platform that facilitates the creation and management of digital insurance programs, leveraging data for underwriting and providing API-driven solutions. REIN primarily serves global brands, insurers, technology and data partners, and brokers looking to innovate in the insurance industry. REIN was formerly known as Acend. It was founded in 2015 and is based in Boston, Massachusetts.

Known Partners

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Known Customers

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Key People

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Sure logo
Sure

United States / Founded Year: 0000

Sure develops an insurance technology company. It provides application program interface (API) based digital insurance programs for global brands and insurance carriers. It enables them to distribute insurance programs digitally and helps manage digital sales, launch in new markets, and modernize their systems. The company was founded in 2015 and is based in New York, New York.

Known Partners

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Known Customers

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Key People

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Wrisk logo
Wrisk

United Kingdom / Founded Year: 0000

Wrisk is a company focused on providing digital-first, legacy-free insurance solutions through its platform in the insurance industry. The company offers a customizable platform that enables partners to build, launch, and operate tailored insurance experiences, leveraging real-time data analytics and machine learning for continuous product improvement. Wrisk primarily serves sectors such as the automotive industry, offering intermediary services and partnering with manufacturers, distributors, and insurers. It was founded in 2016 and is based in London, England.

Known Partners

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Known Customers

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Key People

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Our Methodology

The ESP matrix leverages data and analyst insight to identify and rank leading private-market companies in a given technology landscape.

What is Embedded Insurance Infrastructure?

The embedded insurance infrastructure market consists of tech vendors that offer products to enable insurance sales on third-party platforms via APIs (application programming interfaces). These companies sell their products to insurance providers or third-party platforms. Some embedded insurance infrastructure providers may also provide insurance (as a licensed carrier, managing general agent, or broker). Some companies in this market may also offer white-label capabilities, meaning the insurance provider or third-party platform holds the product branding.

Expert Collections

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Market Map

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Do you compete within Embedded Insurance Infrastructure?

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Your future customers are researching their next tech solution on CB Insights. Make sure they can find you.