Best Embedded Payments Infrastructure Companies

Stripe operates as a technology company that specializes in online payment processing and financial infrastructure for Internet businesses. The company provides a suite of products that enable businesses to accept payments, manage billing and subscriptions, handle in-person transactions, and integrate various financial services into their operations. Its platform is designed to support startups, enterprises, and everything in between with scalable, API-driven solutions. Stripe was formerly known as DevPayments. It was founded in 2010 and is based in South San Francisco, California.

Fiserv operates as a global financial technology and payments company. The company provides solutions for banking, global commerce, merchant acquisition, billing and payments, and point-of-sale. It helps businesses to accept payments, and manage their finances. It offers solutions for financial institutions, the public sector, large and small enterprises, and more. It was founded in 1984 and is based in Milwaukee, Wisconsin.

Adyen is a financial technology platform that offers end-to-end payment solutions, data-driven insights, and financial products for businesses. The company provides services that enable merchants to accept payments, manage fraud, and integrate payment data across online and offline channels. Adyen's platform is designed to support businesses in optimizing their financial operations and increasing automation with its banking infrastructure. It was founded in 2006 and is based in Amsterdam, Netherlands.

Block focuses on economic empowerment services. Its main services include financial transactions, digital payments, and providing support and guidance at the corporate level across various business groups. The company primarily serves the financial technology industry. Block was formerly known as Square. It was founded in 2009 and is based in San Francisco, California.

Checkout.com offers companies to accept payments around the world through one application program interface. It facilitates an integrated payment processing platform allowing the processing of payments in real-time, sending payouts, issuing, processing, and managing card payments. It also offers fraud prevention and secure authentication. The company was formerly known as Opus Payments. It was founded in 2012 and is based in London, United Kingdom.

Finastra provides a range of financial services, treasury, lending, and banking software solutions. The company offers a wide range of services including lending and corporate banking, payments, treasury and capital markets, universal banking, and investment management. It primarily serves the financial technology industry. It was founded in 2017 and is based in London, United Kingdom.

Finix is a payment processor specializing in providing comprehensive payment solutions for various business sectors, including software platforms, marketplaces, and individual businesses. The company offers services such as payment acceptance, merchant services, payment gateway integration, and payout systems, all designed to facilitate seamless financial transactions for its clients. Finix also provides tools for merchant underwriting, compliance management, and financial reporting, all integrated through an API-driven infrastructure. It was founded in 2015 and is based in San Francisco, California.

Fortis is a company that focuses on providing payment solutions and commerce enablement, operating within the financial technology industry. The company's main services include embedded payments, payment facilitation, and business intelligence, all designed to support and strengthen the commerce and payments capabilities of software partners. Fortis primarily serves sectors such as B2B and ERP, hospitality, healthcare, specialty retail, and nonprofits. Fortis was formerly known as FortisPay. It was founded in 2009 and is based in Novi, Michigan.

Mangopay is a provider of modular and flexible payment infrastructure services within the fintech sector. The company offers a suite of financial technology solutions including e-wallets, payment processing, payouts, identity verification, fraud prevention, and foreign exchange services. These services cater to various sectors such as C2C, B2B, and B2C marketplaces, as well as rental and retail platforms. It was founded in 2013 and is based in Luxembourg, Luxembourg.

NMI is a global leader in embedded payments, specializing in the fintech sector. The company offers a comprehensive payments platform that includes merchant acquiring, underwriting, onboarding, and a robust payment gateway technology. NMI's solutions cater to various sectors of the economy, including ISOs, software vendors, banks, and payment facilitators. It was founded in 2001 and is based in Schaumburg, Illinois.

Payrails is a financial technology company specializing in payment processing and financial services for high-growth businesses. The company offers a ledger-based operating system (OS), payrails OS, which enables enterprises to build, operate, and scale payment acceptance and embed financial services. Payrails primarily serve sectors that require robust payment solutions, such as marketplaces and software-as-a-service (SaaS) products. It was founded in 2021 and is based in Berlin, Germany.

Plaid operates as a technology company that focuses on providing a data network for fintech solutions. The company offers a suite of products that enable secure and easy connection of financial accounts to various applications and services. Plaid primarily serves the financial technology industry, including personal finance, lending, and wealth management sectors. Plaid was formerly known as Plaid Technologies. It was founded in 2013 and is based in San Francisco, California.

Rapyd is a fintech company specializing in global payment processing and financial technology solutions. The company offers a platform for businesses to accept payments online, send payouts, and manage multi-currency accounts, with a focus on simplifying financial transactions across borders. Rapyd's services cater to various sectors including eCommerce, marketplaces, and the gig economy. Rapyd was formerly known as CashDash. It was founded in 2016 and is based in London, England.

Token.io specializes in A2A payment infrastructure within the financial technology sector. The company offers solutions for initiating instant bank payments, managing recurring payments, and handling virtual accounts, all designed to facilitate smoother and more secure financial transactions. Token.io primarily serves payment providers, banks, and merchants looking to integrate advanced payment methods into their services. Token.io was formerly known as Token. It was founded in 2015 and is based in London, England.

TrueLayer provides an open banking platform, specializing in the financial technology sector. The company provides solutions for instant bank payments, verified payouts, and streamlined user onboarding, leveraging real-time financial and identity data. TrueLayer primarily serves businesses in the ecommerce, iGaming, financial services, and cryptocurrency sectors. TrueLayer was formerly known as Finport. It was founded in 2016 and is based in London, England.