We outline the market outlook for payment APIs and infrastructure in retail — from investment trends and leading companies to recommendations for players in the space.
What are payment APIs and infrastructure?
Payment application programming interfaces (APIs) and infrastructure companies enable businesses to seamlessly manage payments for e-commerce. APIs provide direct connections to payments infrastructure to power faster, more secure, and lower-cost transactions.
These technologies can handle a wide array of payment tasks — from one-time and installment payments to subscription payments — to create a smooth checkout experience for e-commerce retailers and shoppers.
Features & capabilities
Payment APIs and infrastructure provide consumers and retailers with a number of capabilities, including the following:
- Support for various payment methods
- Reporting and data
- Payment processing
- Fraud protection
- Subscription billing
- Cross-border payment support
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