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Founded Year

2011

Stage

Loan | Alive

Total Raised

$649.05M

Last Raised

$51M | 4 mos ago

Mosaic Score
The Mosaic Score is an algorithm that measures the overall financial health and market potential of private companies.

-10 points in the past 30 days

About M-Kopa

M-Kopa delivers a connected asset financing platform. It enables underbanked customers to access a range of products and services without collateral or a guarantor. The company allows its users to finance smartphones, home upgrade products, solar solutions, digital financial services, cash loans, and health insurance. It was founded in 2011 and is based in Nairobi, Kenya.

Headquarters Location

21/7 Riverside Paddocks, Off Riverside Drive Kilimani

Nairobi, 00100,

Kenya

+254 (0) 707 333 222

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Research containing M-Kopa

Get data-driven expert analysis from the CB Insights Intelligence Unit.

CB Insights Intelligence Analysts have mentioned M-Kopa in 1 CB Insights research brief, most recently on Jan 18, 2024.

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Jan 18, 2024 report

State of Fintech 2023 Report

Expert Collections containing M-Kopa

Expert Collections are analyst-curated lists that highlight the companies you need to know in the most important technology spaces.

M-Kopa is included in 3 Expert Collections, including Fintech.

F

Fintech

13,396 items

Excludes US-based companies

D

Digital Lending

197 items

Track and capture company information and workflow.

R

Renewable Energy

4,805 items

Latest M-Kopa News

M-KOPA must pay taxes to Kenya after losing appeal

Sep 16, 2024

Jesse Moore, M-KOPA chief executive. IMAGE | M-KOPA Share M-KOPA Holding, an asset financing startup, must now pay taxes in Kenya after losing an appeal at a tax tribunal. The startup appealed against a $6.8 million tax demand for 2017 to 2019, arguing that it’s incorporated in the UK. M-KOPA’s argument, based on the Kenya-United Kingdom Double Taxation Treaty (DTT), was that it is managed and controlled from the UK and therefore exempt from Kenyan taxes. However, the tribunal dismissed this claim. The tribunal ruled that the startup must pay part of the $6.8 million in back taxes, though it did not determine the exact amount the company owes the Kenya Revenue Authority (KRA). Despite M-KOPA’s claims of having a registered office in the UK and most of its directors residing outside Kenya, the tribunal concluded that the company’s tax residency is in Kenya. This means it is subject to Kenyan income and capital gains taxation. “The appellant’s failure to provide evidence to support its argument that the board had actually made core decisions affecting the operation of the company in the meetings held outside Kenya meant that it had failed to discharge the burden of proving that it was not a resident in Kenya as enunciated in Section 30 of the TAT Act,” the tribunal said. The tribunal’s ruling is a major win for the KRA and could have implications for other Kenyan startups with registered tax residency outside Kenya. The tribunal found that the company’s key management decisions are made in Kenya because its CEO, CFO, and CCO are Kenyan residents. Kenya is M-KOPA’s largest market , followed by Nigeria, Ghana and South Africa. The startup’s products include solar power systems, smartphones and electric bikes, which users pay for in small installments. In 2023, M-KOPA secured $250 million of debt and equity funding for its pan-African expansion. Share this article

M-Kopa Frequently Asked Questions (FAQ)

  • When was M-Kopa founded?

    M-Kopa was founded in 2011.

  • Where is M-Kopa's headquarters?

    M-Kopa's headquarters is located at 21/7 Riverside Paddocks, Off Riverside Drive, Nairobi.

  • What is M-Kopa's latest funding round?

    M-Kopa's latest funding round is Loan.

  • How much did M-Kopa raise?

    M-Kopa raised a total of $649.05M.

  • Who are the investors of M-Kopa?

    Investors of M-Kopa include U.S. International Development Finance Corporation, International Finance Corporation, British International Investment, Broadscale Group, Sumitomo and 27 more.

  • Who are M-Kopa's competitors?

    Competitors of M-Kopa include Messenger and 1 more.

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